Loan amountUp to R 25 000
Repayment term6, 12, 24 months
Interest ratePersonalisedRequest a complete written quote

What to know at a glance

6, 12 or 24 months. A minimum loan amount has not been confirmed in this directory. Approval and your final terms depend on the lender’s assessment.

Fees and the full cost

The loan agreement explains how fees are charged; the linked protection policy explains insurance. Numerical charges still require a pre-agreement quote.

Initiation fee
Applies at the start of the loan and can be paid upfront or added to the balance and repaid in instalments. The reviewed agreement does not set out a numerical tariff.
Monthly service fee
The service fee is specified in the pre-agreement quotation. A current numerical amount and VAT breakdown are not published in the reviewed agreement.
Credit life / protection
The Personal Protection Plan is mandatory, with equivalent replacement cover allowed. Premiums are calculated per R1,000 of the initial balance (the deferred amount at inception); no numerical premium rate is published. The policy schedule determines covered risks and benefits; exclusions apply.

Compare your total repayment as well as the monthly instalment. Ask for a written quote showing the exact rate, initiation fee, service fees and insurance applicable to you.

A detail worth checking

The product page does not confirm a minimum amount or a general interest rate. Promotional offers have their own conditions and are not included in our comparison.

Before you apply

  • Identity and affordability checks
  • Supporting documents requested by the lender
  • DebiCheck mandate before disbursement

Other Finchoice options

These products or customer groups have their own limits and pricing.

  • MobiMoney — R 100 – R 10 000; 1, 2, 3 months.

What happens next?

The button takes you to Finchoice’s official product page. You decide whether to start an application there. The lender may request documents, obtain consent for credit checks and assess affordability.

Browsing Fairloan does not constitute an application. We do not collect your identity number, documents or contact details, and we cannot predict approval.

Sources and registration

Registration information published by the lender: NCRCP8162 / NCRCP23514. This is not a live registry verification. Check the NCR register and confirm the legal entity before applying.